Thinking Capital is now DRIVENtm... Learn more.
Thinking Capital is now DRIVENtm... Learn more.
Thinking Capital is now DRIVENtmLearn more.
Thinking Capital is now DRIVENtmLearn more.

Accelerate your business with quick & flexible small business loans

When it comes to small business financing, whatever you need, DrivenTM has got you covered.

Thinking Capital is Now Driven

* Pricing for term loans starts from 3.9 cents on the dollar (for each dollar borrowed, the amount of interest paid starts at $0.039).

**Businesses demonstrating strong performance and possessing a credit score above 750 may be eligible for these reduced rates.

Accelerate your business with quick & flexible small business loans

When it comes to small business financing, whatever you need, DrivenTM has got you covered.

Get Funded
*Pricing for term loans ranges from 3.9%, cents on the dollar (for each dollar borrowed, the amount of interest paid ranges from $0.039).
**Businesses demonstrating strong performance and possessing a credit score above 750 may be eligible for these reduced rates.de of a div block.

See if Your business qualifies

See if your business qualifies.

If your business meets the following basic criteria, our all-digital application process will have us on the way to helping you in minutes.

Minimum Requirements

Time in Business

6 months

Credit Score

600 +

Annual Revenue

$120,000

Location

Canada

Business Bank Account

Required

Minimum Requirements

  • 600+ FICO score
  • 6 months in business
  • $120,000 annual revenue
  • Business bank account required
  • Business is operating in Canada

What you need to apply

  • Basic details about you and your business
  • Bank connection or bank statements for past 6 months
  • Business is in good standing

See if Your business qualifies

See if your business qualifies.

If your business meets the following basic criteria, our all-digital application process will have us on the way to helping you in minutes.

Minimum Requirements

Time in Business

6 months

Credit Score

600 +

Annual Revenue

$120,000

Location

Canada

Business Bank Account

Required

Minimum Requirements

  • 600+ FICO score
  • 6 months in business
  • $120,000 annual revenue
  • Business bank account required
  • Business is operating in Canada

What you need to apply

  • Basic details about you and your business
  • Bank connection or bank statements for past 3 months
  • Business is in good standing
Get Funded
Get Funded
Connect with an Advisor
Check Eligibility
Check Eligibility

Ready, set, grow

Keep your business moving with the tools and capital you
need to unlock the next phase in your company’s growth

Apply in Minutes

Get the capital you need, from $5,000 to $300,000. Express funding available up to $20,000.

Always-On Support

24/7 availability, online and off

Experience You Can Trust

Driven has lent over $1 billion to more than 17,000 Canadian businesses since 2006

Driven vs. Most Other Providers

Finding the perfect business loan can be difficult, and a number of criteria, such as cost, timeliness, and repayment plans, might influence your choice of product. At Driven, not only do we offer some of the most competitive Small Business Loans on the market, but our dedication to excellent service is bar-none. Learn how Driven compares to other providers.

Most Other Providers

Terms That Range From 3 To 18 Months (24 Month Terms Available Pending Eligibility)

Ability To Draw Capital Only When Needed

Most Competitive Short-Term Rates

Largest SMB Lender in Canada

Loans Can Be Paid Off Earlier Without Severe Penalties

No Indiscriminate Debt Stacking

Dealing With A Direct Lender And Not A Broker

Terms That Range From 2 To 18 Months (24 Month Terms Available Pending Eligibility)
Ability To Draw Capital Only When Needed
Most Competitive Short-Term Rates
Largest SMB Lender in Canada
Loans Can Be Paid Off Earlier Without Severe Penalties
No Indiscriminate Debt Stacking
Dealing With A Direct Lender And Not A Broker

Most Other Providers

How it works

01
Apply and find out your borrowing limit in minutes
02
Draw what you need, when you need it
03
Repay on your terms, with no hidden fees

Apply in under 10 minutes and get pre-approved instantly

Our all-digital application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. We then ask you to securely connect your bank. And moments after you're done, we'll tell you exactly how much you can borrow—all without hurting your credit score.

Fast funds, on demand, with upfront pricing

We'll tell you exactly how much you can borrow straight away, but only you know how much you actually need right now. Make individual draws from within your overall limit, for whatever purpose you need, and funds will arrive in as little as 24 hours. Pricing for every draw is outlined up front before you commit, with nothing hidden in the small print. Some additional verifications may be required before funding can be released on your first draw.

Repay your way, with no hidden fees

Choose the repayment schedule that makes sense for your business—from daily or weekly payments. Borrow from $5,000 to $300,000 on 3, 4, 6, 9, 12, or 18 month terms (24 month terms available pending eligibility), with absolutely no hidden fees.

Apply in under 10 minutes and get pre-approved instantly
  • Quick and easy application, typically takes less than 10min.
  • Provide us with basic information about your business and securely connect your bank.
  • No effect on your credit score.
Fast funds, on demand, with upfront pricing
  • Access funds in as little as 24 hours for whatever purpose you need.
  • Upfront pricing with no hidden fees.
  • Additional verifications may be required before funding is released on your first draw.
Repay your way, with no hidden fees
  • Flexible repayment terms from daily or weekly payments.
  • Borrow from $500 to $300,000 on 2, 3, 4, 6, 9, 12, 18 or 24 month terms.

What do you need right now?

Every day brings a different challenge and a different opportunity. At Driven, we're here with the funds you need when you need them, whether that's to seize the moment, to face down business uncertainties, or to bet on yourself as you take your business to the next level.

Inventory Funding

Inventory Funding

The busy season’s coming and you need to stock up?

Seasonal challenges aren't just for holiday stores. When times are quiet, we help you secure funds to stock up for the busy days ahead.
Funding the unexpected

Funding the unexpected

Truck broke down? Receivables late? Product stuck on a ship somewhere?

When the unexpected happens (and it will), we’ve got you.
Funding New Projects

Funding New Projects

New products? Channels? Seize-the-moment growth opportunities?

Whether it’s expanding to new locations, audiences, or product lines, we help you invest in growing your business.
Ecommerce Funding

Ecommerce Funding

Need capital that keeps pace with eCommerce?

We’re digital, flexible, and fast on our feet. Just like your growing online business.
Payroll Funding

Payroll Funding

Need to pay your team but that big invoice is past due?

If you wait until you can afford the people who will take your business to the next level, you might never get there.
Marketing Funding

Marketing Funding

Got a great product but need to get the word out?

A business can’t grow without putting itself out there. We help you line up your brand, marketing, and ad spend to make that big public splash.

"Sometimes you need a small amount of money and sometimes you need a big amount, but Driven has always been a good, fast, and simple solution."

Marindo Kuy — Jewelry Designer, Montréal
Jewelry Designer

"Sometimes you need a small amount of money and sometimes you need a big amount, but Driven has always been a good, fast, and simple solution."

Marindo Kuy — Jewelry Designer, Montréal

"Sometimes you need a small amount of money and sometimes you need a big amount, but Driven has always been a good, fast, and simple solution."

Marindo Kuy — Jewelry Designer, Montréal

The Balance Magazine

Expert real-world advice and insight for all Canadian small business owners

We've got you

We're here to make life easier for Canadian small to medium businesses like yours. How can we help you today?